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Watch client concentration

A large client can stabilize revenue and also create a single point of failure. Concentration is easier to manage when it is measured alongside capacity.

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A strong client and a fragile calendar

An independent producer earns most of the quarter from one brand. The relationship is strong, but a change in its campaign calendar would leave a gap that smaller clients cannot immediately fill. The producer needs both a reserve and a realistic way to maintain other relationships.

Keep another path active

Calculate the share of booked work and expected receipts from each significant client. Then sketch what would happen if the largest account paused for a month. Use the result to set a sensible outreach rhythm.

Run a one-month pause

List your top three clients by expected revenue over the next six months. For each, note contract notice, payment terms, and the next likely project. Mark one relationship to develop outside that group.

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Look at future dependence

Capacity can concentrate too

Revenue share is one measure; dependence on future pipeline is another. A client may account for a modest share of last year’s receipts yet occupy most of the coming season. Note how quickly work could end, whether the agreement guarantees a minimum, and how much notice exists. Consider payment behavior, exclusivity, and the opportunity cost of turning other work away. Diversification does not require chasing a large number of tiny projects. It can mean developing one alternate channel, retaining past clients, and protecting time for proposals. A clear view of concentration turns a vague worry into a capacity and cash plan.

Use context with percentages

Do not reduce a healthy relationship just to improve a percentage. Weigh the quality, reliability, and opportunity it provides alongside the risk.

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